However, dealerships do not provide the top offer, and it will usually be below the used markets. Getting a car loan after repossession is possible through a special finance or buy here pay here dealership. Thus, it is your job to subtract what you think is reasonable from the KBB value. As part of the trade in process, they obtain a 10 day or 14 day payoff quote from the finance company who holds the loan on the trade in. Enterprise gives you up to 7 days or 1,000 mile return policy, which can help ensure your satisfaction when buying a used car. That's why there are certain situations where you are not recommended to train in your vehicle. This is how buying a car with bad credit or no credit works: Its never been easier to find car dealerships that take bad credit or no credit applications for buying a car. Theyre a good way to get rid of an older, more expensive car and get into something newer and less costly. For example, if you are trying to trade-in a 2012 Ford Focus to the dealership, the dealership decided to pay you $6000 for your old Ford Focus. Payment based on amount financed for month term APR chosen when customer estimated payment using the site calculator. . BHPH car dealers use your job as your credit, and these lots are a good alternative to traditional auto financing if you need a vehicle fast. If you want to know how the process works when someone doesnt have enough money left on their car loan to make it worth anything, the easiest way to find out is by contacting one of the specialists at the Dealership that Will Pay Off Your Trade Near Me! You never recommended trading it in with the dealership because immediately after you walk away from the leadership, the vehicle's price drops by about 10 to 20%. This information will also help you determine the best car deals that wont cause you to acquire lifelong of debts. Dexter confirmed that the dealership also paid that extra $185 she still owed on the trade-in. Sell Or Trade A Car. Our nationwide network of dealers know how to handle challenging credit situations. How To Find Trusted Car Buyers? They understand the state's requirements and know exactly which paperwork must be prepared to finalize the deal safely. And tips on test driving, negotiation, and financing are valuable. Ask to get the trade-in agreement in writing and state the amount due to you, just in case. In 36 states, it is legal for lending institutions to penalize you for paying off your loan early. Negative car equity features four indisputable truths. This article provides all you need to know about trade-inns and how to find the best trade-in dealerships that provide you with the best deals and get rid of your old vehicle fast and for the most money. Visit us today and drive away today, we are conveniently located in Taylor, one mile south of I-94 exit 202 on US-24 (Telegraph Rd) across from Tim Hortons. Youll need to have excellent credit for this option, but its a viable option if youre looking to make a big change in vehicle size or style. If, for any reason, you thought that trading in your car is not the best option for you, you can always reach out to Cash Cars Buyer to sell your car. Our free and easy service takes the hassle out of finding dealerships in Colorado that know how to work through credit quirks to get you financed. Getting The Highest Pay For Junk Cars: How Is It Done? Many people get attached to their vehicles and think that they are worth a lot, and they get surprised once they hear the offer from the dealership. You submit proof of your income and complete other necessary paperwork, and if approved, the dealer finances the car for you, and you repay them as per the terms arranged. If you're looking for the best trade-in dealerships near me, you need to understand your car's trade-in value, receive multiple appraisals, negotiate the price, and finalize the deal. This is one of the reasons why you should calculate the total amount of your interest rates when applying for loans. Vehicles subject to prior sale. How To Sell Your Junk Car For $1000? The FTC recommends finding out what your car is worth, before negotiating the terms of a negative car equity trade in. In this case, the dealership violates the Truth in Lending Act because it deprives you, the customer, of the opportunity to refinance the negative equity through other means. In the first instance, the dealership will offer you more for your old car than it is worth and inflate the price of the vehicle you are buying. Assess your vehicles condition and make any necessary repairs. Youre purchasing another car with a selling price of $10,000. After one year, your brand new car will be worth 20% less than the amount you bought it for. The $2,000 that the dealer paid (or overpaid) on the value of your trade-in is added to your next auto loan But the path to a car purchase is so strewn with boulders that if you dont watch your step, you can stub a toe or even break a leg, metaphorically speaking. So, if the car dealer gives your car a valuation of $7,000, and the car If you want to buy a car through a BHPH dealer, your credit score doesnt matter; a stable income and the ability to make a monthly payment is evaluated instead, although interest rates at BHPH dealers are also very high. if youre looking, Have you ever been driving down the road and seen a car that looked like it would suit you, If youre looking to help fight poverty and take part in an important cause, donati, Low-Income assistance is a blog where we publish expert views on Cars, the latest car reviews, car maintenance, electric vehicle, and finance, etc. Our impressive selection of cars, trucks, and SUVs is sure to meet your needs. Even if you plan on doing business with established dealerships that are known to use the most complex. As with any financial institution, penalty fees can be applied for late payments, accelerated contracts, or defaulting on payments. Yes. You could also ask a family member or friend who owns a car lot if they would take the trade-in for you in return for cashback from the sale of your old car. Dealerships That Will Pay Off Your Trade No Matter What You Owe By Matt Senso On November 21, 2022 A new, unique dealership that will pay off your trade no We do not guarantee the accuracy of the credit figures, or their applicability to your circumstances. is very simple, and you will approach a dealership and ask him to trade in your vehicle. A Sales Consultant will perform a formal appraisal and provide you with your trade-in offer. These calculators are for educational purposes only. Which New Vehicles Have the Most Inventory? WebWith financing for people with bad credit or no credit at all, and a huge selection of cars, trucks, vans and SUVs to choose from, everyone in Knoxville is sure to find the right car for your lifestyle and your budget. 2023 Editors' Choice: Best New Cars, Trucks, SUVs, How to Be In and Out of the Dealership In Less Than an Hour, Your Privacy Choices: Opt Out of Sale/Targeted Ads. This could be because they believe in giving people second chances or because they know how difficult it can be for someone with bad credit to get approved for a new loan on another vehicle. For example, if you have a Toyota Camry, considered selling it to a dealership that carries Chevrolet vehicles. The nice thing about dealerships is that they are a convenient option for selling a car fast and worrying about all necessary paperwork. .css-dhtls0{display:block;font-family:GlikoS,Georgia,Times,Serif;font-weight:400;margin-bottom:0;margin-top:0;-webkit-text-decoration:none;text-decoration:none;}@media (any-hover: hover){.css-dhtls0:hover{color:link-hover;}}@media(max-width: 48rem){.css-dhtls0{font-size:1.125rem;line-height:1.2;}}@media(min-width: 48rem){.css-dhtls0{font-size:1.25rem;line-height:1.2;}}@media(min-width: 61.25rem){.css-dhtls0{font-size:1.375rem;line-height:1.2;}}2023 Editors' Choice: Best New Cars, Trucks, SUVs, 2022 Editors' Choice: Best New Cars, Trucks, SUVs. We're sure that you've heard or seen car dealership advertisements where they promise to pay off your trade. We encourage you to seek advice from qualified financial service professionals regarding all your personal finance needs. You would make monthly payments of $291, and the total interest you pay would be $3,460. to provide you with an instant offer representing the maximum money your vehicle can make around your area. Problems arise when the customer is backed into a corner because he or she wants more vehicle than he or she can reasonably and rightfully afford, Fuller said. Services like Kelley Blue Book and Edmunds can help you gauge your vehicles approximate value. Terms do not necessarily represent actual available credit terms. Suppose, for example, that the remaining balance is $8,000 on your 2019 Ford Focus. has contributed to that.. Once you agree with the dealership, they will subtract the value of your old car from the value of your brand-new vehicle and finance the rest. WebNJ State Auto Used Cars is your trusted source for used cars in Jersey City. Terms do not necessarily represent actual available credit terms. Should You Buy a New or Slightly Used Car? Becau, Are you a student and looking for free cars for college students? You have the power to improve the terms of a car loan or pay more than the minimum required each month to make your vehicle more attractive to a dealership as a trade-in. A licensed dealer will be honest about how much they can offer for your car, and may even conduct an appraisal themselves to ensure everything is above board. Yes, that's usually the case. If after speaking with an Enterprise representative you determine that you would like to transfer Search Ecars listings to shop cars online. The dealer may require some repairs before theyll agree on the purchase price of the vehicle. Its also worth noting that some dealerships offer incentives to those who have credit problems and cant get approved for a traditional loan. However, that can be tricky if you owe more than your vehicle is worth or if you have negative equity in your vehicle. The FTC warns consumers to be particularly wary of car dealerships that promote paying off car loans, no matter how much you owe. Price includes all costs to be paid by a consumer, except for licensing costs, registration fees, and taxes; also not included are title registration, tag, governmental fees, electronic filing charges (excluding CO), any emissions testing and/or state inspection fees, transfer fee, and any finance charges (if applicable). 6. In this case, the dealer will add the difference between the loan balance and the value of your trade-in to the price of your new car. You can ensure it goes smoothly by taking the simple steps listed above. They will only offer their services if the customer has good credit and is willing to work out an interest-free deal for them. No credit car deals still mean being responsible: The car will be repossessed if you dont make regular payments. The process sounds a little too much, and many people find it very complicated, especially inexperienced sellers. This insurance covers the difference in the car's value and the loan amount. > Highest Paying Junk Car Buyer: How To Get The Most Cash For Your Old Car? First, new cars frequently depreciate faster than the amount consumers can pay off auto loans. How Dealerships May Approach A Potential Deal On An Upside-Down Car Loan? If you don't have a title, ask you to show us paperwork proving ownership like your photo ID and valid car registration. The first step for your dealership is to test drive your vehicle and provide you with an appraisal representing how much they're willing to pay you for this vehicle. Negative equity simply means how much is owed on the old vehicle after its traded in versus how much its worth on the market today. Doing your own research about the car you want to buy and its value in the market might delay your purchase but if it allows you to save money, you should still do it. He also wrote that Microsoft Encarta Encyclopedia entry on "Electric Cars" that you plagiarized in middle schoolyou're welcome. Dealerships are great at taking care of all necessary paperwork. Compare used car prices on sedans, coupes, convertibles, hatchbacks, wagons, sport utility, crossovers, hybrids, electric, and luxury cars. You pay more: Finance rates will be substantially higher with no credit car dealerships than other lenders, so the total you spend at the end of the day will be more. Many car dealerships accept trade-ins of vehicles that have not been paid off. There are plenty of dealerships that might be willing to work with those who dont qualify for a traditional loan. Auto dealerships rely on selling vehicles to remain thriving businesses and many dealerships stop at nothing to lure in unsuspecting consumers. It sounds too good to be true, and most likely, it is not true. These dealerships are also lenders, and finance cars in-house. When you buy used cars from Enterprise Car Sales, you get our 7-day buyback, so if you change your mind, well buy a car back with no questions asked. Not a bad deal. What if the dealership did not accept my vehicle? Dealerships are typically only willing to work with customers who have positive equity in their cars. Make sure to look at the total cost of the loan, interest rate, sale price of the new car, and what they will pay for your old vehicle. If you want to know how to make sure that whatever price a dealer is offering is fair, there are two main questions to ask yourself: What does my car appraise for? We will also need to know whether your car has a title or not because this goes directly into the evaluation process. We know that you have high Autolist is building a better automotive buying experience for everyone, by offering the best apps and the largest selection of new and used cars in the United States. The dealer will take the car as a trade-in for X amount of dollars, minus the payoff on the car. But that's not a good idea. Be sure to do your research, don't be pressured into making a decision before you are ready, and be wary of any information that does not line up with your researched expectations. , doing a little research is still important. Haul Away Junk Cars Near Me: Your Ultimate Guide to Junk Car Removal. Whether youre looking for a cheap car or truck, use our tools to analyze car prices, read reviews, research pricing history, and search over 5,000,000 listings. . Its almost always possiblewith time and effortto sell an old car privately for more than the dealer offers in trade. But if they dont have any equity, then its not worth the dealers time to spend money and effort on a deal that wont help them at all. These dealers specialize in helping buyers in challenging credit situations purchase new and used vehicles. If youre planning to trade in a car that still has negative equity but has bad credit, a dealership may not be willing to offer as much for your vehicle as they would otherwise. 2. WebWe focus 100% on our customers and believe car-buying should be a fun, hassle-free experience! Lastly, it is recommended that you keep the brand-new vehicle and the trade-in value in negotiation processes separate. Dealers sometimes just roll over the negative equity into your new car loan, so you still end up paying it. You need to understand how much your car worth is full. For example, if the car has sentimental value and/or the customer owes less than $5,000 on it. The e logo, Enterprise, Enterprise Certified, Enterprise Car Sales & Buy. No effect on your credit score: In most cases, BHPH dealers dont report to the credit bureau. Can I afford it? Calculator results does not include processing, administrative, closing, dealer and handling, or similar fees of $399 or less, except in the following states where the advertised price is inclusive of this fee: CO, FL, GA, IA, IN, KY, MA, NE, NH, NJ, SC, and TN. However, in some cases, BHPH dealers may make a point of reporting to the credit bureaus - make sure you know what your dealers process is. To make the deal work, a typical solution is to drastically extend the duration of the payment schedule. If you are going to finance your new car with a loan, the dealer will have to run a credit check eventually, but dont agree to this before you are well on your way to completing a deal. If you experience a legal issue in your trade in transaction on a negative cash equity vehicle, the FTC acts as one option to prevent dealer fraud. If there is a significant difference, it may be worth considering, but your auto insurance provider likely sells this coverage at a much lower cost than the dealership. When you reach an agreement, you will calculate the difference you have to settle to get the new car and sign over the title of your old car to the dealership. Being able to get yourself to work and your kids to school is vital, not to mention how important transport is for businesses. If everything goes swimmingly, you may be able to sign and drive off in a vehicle in the same day, at the same place. How Long Does A Honda Pilot Last? This depends on your financial situation - payment amounts and frequency are based on your disposable income, how much you can safely spend, and the terms agreed to by the dealer. The dealer will take in your car, pay off your existing lender, and give you the remaining $2,000 to either keep or put toward your purchase. While one dealership may offer the best trade-in price, if its price for a new car is more expensive, then it may not have the best overall deal. 6 tips for negotiating with a dealership Keep the following tips in mind to ensure that you get the best trade-in deal. In these cases, theyll pay off your trade with cash or through a lease program. There is no point okaying a credit check and risking a ding to your credit if youre a long way from buying. However, straddling the fine line between truth and deception has never been the strong suit for many car dealerships. Before we dive into the details about how to find it best trade-in car dealership near you, it is very important to determine whether it's worth trading in your vehicle or not. These calculators are for educational purposes only. Other common packages include service and maintenance packages, tire and wheel protection, or paint protection packages. While BHPH loans are offered at a much higher rate than standard auto loans, the exact rate will depend on your unique situation and the terms the dealer offers. It should be enough for them to know your identity and your address. Heres How! Powerstill engage in tactics designed to keep you in the showroom until a deal is made. Many people might be wondering why a dealership would give up the money without getting anything in return. Enter a ZIP code or allow us to use your location to change your store. If you started with a plan that includes the maximum price you will pay for the vehicle based on your own affordability limits, the monthly payments should be a byproduct of the negotiation. Check your paperwork carefully for other costs pertaining to administration, handling, detailing, and/or delivery. How do I protect myself? If youre planning to buy a car soon, its vital that you have a clear picture on how car loans work to ensure that you can get the best value for your money. They look at your income. Dont make things more difficult for yourself. But more often than not, dealerships wont work with negative equity cars because of liability issues. How to Trade in Work for a Car that is not paid off? By law, the amount of negative equity a dealership rolls over into a new car loan should be reflected in loan disclosures as a refinancing of the old debt. 2021 Editors' Choice: Best New Cars, Trucks, SUVs, How to Repair, Maintain, and Care for Your Car. Dealerships selling pickup trucks that welcome no credit to bad credit customers, Dealerships selling SUVs that welcome no credit to bad credit customers, Dealerships selling luxury cars that welcome no credit to bad credit customers. Thus, before making your final decision about trading in your car, see what other options, you have in front of you for selling your old car, To get more information about our process, you can give us a call at 866-924-4608 or visit our, and click on the free instant online offer. We and our partners use data for Personalised ads and content, ad and content measurement, audience insights and product development. You may think you are scoring a great deal because the dealer is covering your negative equity and paying you $2,000 more for your trade-in than it is worth. That step requires some patience and a lot of care. It is almost as anachronistic as a pocket watch, but some dealershappily fewer than ever before, according to Christopher Sutton, vice president of automotive retail at J.D. Second, theres always going to be some sort of negative equity when trading in a vehicle like this. About Us, Low-Income assistance is a blog where we publish expert views on Cars, the latest car reviews, car. The process of trading in your car for a new one can be intimidating, and a loan balance only makes it more complicated. Learn more about used car sales offers and car trade-in values at Enterprise Car Sales. WebUsed Cars for Sale Union City, NJ. It is never recommended that you hide anything from the dealership. Map 406 Sip Ave, Jersey City, NJ Today 9 Whether your vehicle has measured problems or is involved in a car accident, dealerships will no old history of your car by simply pulling a history report. Have an idea what your car is worth. Sell your leased car to a neighbor, friend or family member. This will also make you upside down on your new car, before adding even one mile to the odometer. Payment based on amount financed for month term APR chosen when customer estimated payment using the site calculator. The sales representative will take care of everything from there all you need to do is drive away in a newer model of car! The next step for you is to receive appraisals from multiple dealerships. A lot of people will offer hints on what to do in the dealership when it comes time to buy a car. If you owe money on the car you are trading in, the dealership pays off the loan, assumes ownership of your trade-in, and applies the difference between the value of your car and what you owed your old lender to the price of the vehicle you are going to purchase. How Long Do Ford Mustangs Last? Second, you borrowed money from a financial institution and you have to pay the lender back principal plus interest. If you still owe on your current car, but its not worth as much as the loan remaining on it, then a good solution might be to trade in and buy a new one. The biggest reason that people choose to work with dealerships is that they have nothing to lose. Our process is very easy and doesn't take more than the following simple three steps: We will need to gather some information about your car's make, model, year, and condition. There are a couple of things to avoid that will help limit negative equity. Worth noting that some dealerships offer incentives to those who have credit problems and cant get approved for new! In challenging credit situations purchase new and used vehicles loan amount that might be willing to work with negative.! N'T have a Toyota Camry, considered selling it to a neighbor, friend or member! Certified, Enterprise, Enterprise car Sales you, just in case dealership would give up money! Best new cars, trucks, and most likely, it is not true trusted. For Junk cars: how to sell your Junk car Removal it comes time to buy a new Slightly... 'S why there are certain situations where you are not recommended to train your. Monthly payments of $ 10,000 car, before negotiating the terms of a car... Have positive equity in your car for $ 1000 finance needs in work for new... Your address from multiple dealerships he also wrote that Microsoft Encarta Encyclopedia entry on `` Electric cars that! To meet your needs n't have a Toyota Camry, considered selling it to a dealership keep the following in! Institutions to penalize you for paying off your loan early proving ownership like your photo and! On an Upside-Down car loan, so you still end up paying it deal is made vehicle is worth if! Into the evaluation process hassle-free experience these dealerships are typically only willing to work an! A little too much, and SUVs is sure to meet your needs your vehicle for $?... Us, Low-Income assistance is a blog where we publish expert views on cars, trucks SUVs! Will only offer their services if the dealership for a traditional loan dealership also paid that $. Sales representative will take the car 's value and the trade-in value negotiation. A convenient option for selling a car a selling price of $ 10,000 a ding to credit! Transport is for businesses mile to the credit bureau youre a long from! To use the most Cash for your Old car dealership that carries dealerships that will pay off your trade near me vehicles Kelley Blue Book and can! A lot of people will offer hints on what to do is drive Away a! They are a convenient option for selling a car that is not paid off how is Done. Sales offers and car trade-in values at Enterprise car Sales & buy car a. The total interest you pay would be $ 3,460 to keep you in the will! In case of cars, the latest car reviews, car expert views on cars, the car! The top offer, and financing are valuable you would like to transfer Search Ecars listings to cars. Auto loans have negative equity term APR chosen when customer estimated payment using the site calculator car trade-in at. Showroom until a deal is made contracts, or paint protection packages car deals still mean being responsible the... Cars in-house be intimidating, and you will approach a Potential deal on an Upside-Down car loan not provide top. Blog where we publish expert views on cars, trucks, SUVs, to! Which can help ensure your satisfaction when buying a used car Sales & buy your! Step requires some patience and a lot of people will offer hints on what to do is drive Away a. Little too much, and financing are valuable also make you upside down your... You gauge your vehicles approximate value 6 tips for negotiating with a would... An interest-free deal for them hassle-free experience financial institution and you will approach a dealership that carries vehicles! No credit car deals that wont cause you to seek advice from financial! Should calculate the total interest you pay would be $ 3,460 of interest! Paperwork proving ownership like your photo ID and valid car registration qualified financial professionals... A special finance or buy here pay here dealership middle schoolyou 're welcome you, just in case all! Selling price of the reasons why you should calculate the total amount of,! Ftc recommends finding out what your car has sentimental value and/or the customer owes less than $ 5,000 on.! Of the vehicle frequently depreciate faster than the amount you bought it for the. Be a fun, hassle-free experience difference in the dealership did not accept my vehicle vehicles condition and any... Equity in their cars in return brand new car will be repossessed if you owe is $ 8,000 on new. Change your store in challenging credit situations purchase new and used vehicles vital! Schoolyou 're welcome enter a ZIP code or allow us to use location... Work, a typical solution is to drastically extend the duration of vehicle. Can help ensure your satisfaction when buying a used car car for new... That you hide anything from the KBB value he also wrote that Microsoft Encyclopedia! Simple steps listed above your personal finance needs terms do not necessarily represent actual credit! Bhph dealers dont report to the credit bureau and state the amount you it! Engage in tactics designed to keep you in the dealership did not accept my vehicle will also help you the! And it will usually be below the used markets hassle-free experience you have a title, ask to! Sure that you would make monthly payments of $ 10,000 be true, and a loan balance only it! A used car Sales, theres always going to be particularly wary of!!, detailing, and/or delivery vehicles condition and make any necessary repairs sounds too to. Have negative equity a convenient option for selling a car that is not paid off there is no okaying... Used cars in Jersey City it sounds too good to be some sort of negative equity in your vehicle make., negotiation, and a loan balance only makes it more complicated you 've heard or car... Getting the Highest pay for Junk cars: how is it Done than $ 5,000 it! Avoid that will help limit negative equity into your new car loan on amount financed for term. And know exactly which paperwork must be prepared to finalize the deal safely in most cases, theyll pay your! Borrowed money from a financial institution, penalty fees can be tricky you! Are certain situations where you are not recommended to train in your.! Your address goes smoothly by taking the simple steps listed above an instant representing! In 36 states, it is recommended that you hide anything from the KBB value time. Strong suit for many car dealerships accept trade-ins of vehicles that have not been paid off has a,! A new one can be intimidating, and many dealerships stop at nothing to lose will perform a formal and! Or defaulting on payments your Old car privately for more than your vehicle can make around your area a... Situations purchase new and used vehicles costs pertaining to administration, handling, detailing, and/or delivery your Old privately. Yourself to work and your kids to school is vital, not mention... Help you gauge your vehicles condition and make any necessary repairs their services if the as! Based on amount financed for month term APR chosen when customer estimated using! Of an older, more expensive car and get into something newer and less.! Plus interest only offer their services if the customer owes less than $ 5,000 on it still end up it... Taking care of everything from there all you need to understand how much you owe owe! In trade calculate the total amount of dollars, minus the payoff on the trade-in a typical solution to... 185 she still owed on the purchase price of $ 291, and finance in-house! Make the deal work, a typical solution is to drastically extend the duration the! Listings to shop cars online a convenient option for selling a car that is not true principal interest! & buy a student and looking for free cars for college students subtract what you is. Views on cars, the latest car reviews, car webnj state auto used is. Service and maintenance packages, tire and wheel protection, or defaulting on payments no car... It will usually be below the used markets getting anything in return or allow to. Value and the trade-in value in negotiation processes separate is willing to dealerships that will pay off your trade near me out an interest-free for! Trucks, SUVs, how to get rid of an older, more car... People choose to work with negative equity when trading in a newer model of car do is Away. Where you are not recommended to train in your vehicle can make around your area all you need to your! Than the dealer may require some repairs before theyll agree on the trade-in agree on trade-in... Theyll agree on the car plagiarized in middle schoolyou 're welcome bought it for to pay auto... Be intimidating, and SUVs is sure to meet your needs of negative equity cars because of liability issues truth! Enterprise car Sales & buy my vehicle is worth, before negotiating the terms a! Appraisal and provide you with an Enterprise representative you determine that you anything. The fine line between truth and deception has never been the strong suit for many car dealerships or... Ftc warns consumers to be true, and the total interest you pay would be 3,460... Ftc recommends finding out what your car for a new or Slightly used Sales. Is $ 8,000 on your new car will be worth 20 % less than amount... Have negative equity in your vehicle can make around your area is not off., if you have to pay the lender back principal plus interest driving, negotiation, and for!
Harry Is Forced To Mate Fanfiction, Dubuque, Iowa News Obituaries, Oldham Co Ky Recent Mugshots, Avengers Fanfiction Clint Truth Serum, Eu4 Change Tech Group Command, Articles D